May 5, 2025: Our weekly Institutional Insights explores the latest market developments — market performance, industry news, exchange-traded fund (ETF) flows, trending topics, upcoming events and token unlocks — to help you supercharge your crypto trading.

 explores the latest market developments — market performance, industry news, exchange-traded fund (ETF) flows, trending topics, upcoming events and token unlocks — to help you supercharge your crypto trading.

Weekly highlight — Robust economic data might support June rate cut

Things are becoming increasingly complicated for the Federal Reserve as it prepares for its upcoming meeting. With inflation in focus, officials are likely to maintain interest rates. Yet, concerns about an economic slowdown are growing, exacerbated by calls from President Trump for a rate cut.

Fed Chair Jerome Powell may find some reassurance in recent labor data, which reported a robust increase of 177,000 jobs in April 2025. This solid job market provides a rationale for the Fed to hold rates steady. Additionally, the Fed's preferred inflation measure indicates a slight easing of price pressures. However, rising tariffs on imports threaten to undermine this progress.

Uncertainty looms globally over major central banks, as the White House seeks trade deals that could significantly alter economic forecasts. Economists suggest Powell will emphasize the importance of price stability, especially as inflation expectations appear to be shifting.

Meanwhile, the European Central Bank continues to lower rates in anticipation of disinflation and weaker growth due to US tariffs, and the Bank of Canada has diverged from its usual practice of issuing a standard forecast, opting instead for two contrasting scenarios based on the tariff situation with the US.

Looking ahead, the US economic calendar is sparse, with upcoming data on service sector activity and jobless claims expected to provide insights into labor market trends. Globally, monetary policy decisions are anticipated in several countries, highlighting the widespread impact of trade tensions.

As central banks navigate these turbulent waters, the interplay of tariffs and inflation will be critical in shaping future economic policies.

Weekly crypto highlight — Strategy sees no pause in Bitcoin purchase

Michael Saylor's company, Strategy, has doubled its capital raising plan to $84 billion following a record $4.2 billion first-quarter loss. This loss was attributed to a new accounting rule mandating that the firm value its substantial Bitcoin holdings at market prices. On Thursday, Strategy registered to sell an additional $21 billion in common shares, having exhausted a previously authorized equity program.

Additionally, the company has increased its planned debt purchase program from $21 billion to $42 billion, with $14.6 billion remaining. This shift reflects a growing awareness among corporate Bitcoin buyers of the unrealized earnings fluctuations that can occur, such as in Strategy's dramatic quarterly loss. The company holds approximately $53 billion in Bitcoin.

Prior to this accounting change, Strategy classified its Bitcoin as intangible assets, which limited its ability to recognize gains unless the assets were sold. This resulted in permanent markdowns whenever Bitcoin prices fell.

Over the past five years, Saylor has transformed Strategy, formerly known as MicroStrategy Inc., into the largest leveraged Bitcoin proxy globally. However, revenue from its software division fell 3.6% to $111.1 million in the first quarter of 2025.

Saylor's advocacy has significantly contributed to Bitcoin’s mainstream acceptance, inspiring numerous companies to follow suit by purchasing Bitcoin for their balance sheets. Analysts suggest that as more firms adopt this strategy, demand for Bitcoin will rise, potentially benefiting Strategy further.

Despite the stock's remarkable 3,000% increase since Saylor began buying Bitcoin in 2020, concerns remain about the sustainability of this approach. New competitors are emerging, including well-funded entities like Twenty One Capital Inc., increasing the pressure on Strategy. Nonetheless, Saylor shows no signs of slowing down, and is continuing to expand Bitcoin acquisitions aggressively.

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Weekly Institutional Insights: Robust US economic data sends stocks higher; Strategy sees no pause in Bitcoin purchase

Bybit showcased its innovative crypto solutions at Web Summit Rio 2025, emphasizing its role in integrating crypto into traditional payments. 

Daily top performer — Zebec Network (ZBCN)

The S&P 500 extended its rally with a nine-day winning streak, its longest since 2004, as optimism over potential trade deals and upcoming Fed and earnings updates lifted sentiment. Gold rose to $3,245 on trade uncertainty and Fed rate cut hopes. CoinDesk Indices, which tracks the broader crypto market, fell 1.50% in the past 24 hours, while Bitcoin and Ether dropped 0.10% and 0.51%, respectively. Trade these markets and more with up to 500x leverage on Bybit MT5 using this 

Today's top performer is ZBCN, which surged 19.5% after Zebec Network joined the Circle Alliance, aiming to make USDC the default stablecoin for real-world payments.

Zebec Network (ZBCN), founded in 2021, is a Solana-based DeFi protocol enabling real-time payroll and payments, with products like Zebec Card, Safes, and Web3 Banking, all governed by ZBC token holders. 

, with Circle Ventures being an early backer. USDC powers Zebec's products, including Zebec Cards and payroll services. With Circle holding a significant amount of ZBCN, Zebec aims to establish USDC as the default stablecoin for real-world payments.

Check out the latest prices, charts, and data of 

 its innovative crypto solutions at Web Summit Rio 2025, emphasizing its role in integrating crypto into traditional payments. The exchange launched Bybit Pay in Brazil, offering a seamless crypto-to-fiat experience with features like QR code payments, multi-currency support, and secure blockchain transactions. Bybit also highlighted its strategic partnerships, including with Tomorrowland Brasil, and introduced its rewarding Bybit Card. The event showcased Bybit’s commitment to empowering the LATAM crypto community and making crypto accessible in everyday life.

BTC spot ETFs saw $1.8B net inflows last week, driven by $1.86B into non-GBTC ETFs despite a $58.7M GBTC outflow. Since inception, total net inflows stand at $40.2B.

GiveRep is experiencing heavy traffic, causing site loading issues, but the team is actively working on 

 V1 soon. In the meantime, users can continue earning rewards as all tweets about GiveRep are still being indexed. A confirmed ATTN token airdrop will reward those who rank higher on the leaderboard, so continued engagement is encouraged.

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Bybit showcases crypto payment solutions at Web Summit Rio 2025 with Bybit Pay launch in Brazil

Crypto portfolio diversification is the practice of spreading investments across different asset classes, industries or geographies in order to reduce risk.

In the whirlwind cryptocurrency space, the secret to keeping your profits lies not in predicting the next moonshot, but in mastering portfolio diversification: the art of turning market chaos into a calculated advantage. From blending rock-solid 

, this article reveals how strategically spreading your investments can shield your portfolio from meltdowns and position you to profit — no matter which way the crypto winds blow.

Portfolio diversification is the practice of spreading investments across different asset classes, industries or geographies in order to reduce risk.

This strategy aims to mitigate the impact of poor performance in one area by balancing it with gains or stability in others.

Portfolio diversification entails spreading investments across different asset classes in order to minimize risk. By holding a mix of stocks, bonds, real estate and commodities, you avoid putting all your eggs in one basket. When one asset class takes a hit, others may remain stable or even perform better, helping to reduce the overall risk to your portfolio.

In the crypto market, diversification works in a similar way, but with an extra layer of complexity. Cryptocurrencies 

, so diversifying within this market is essential. A well-diversified crypto portfolio often starts with well-established coins like Bitcoin (BTC) and Ethereum (ETH). These major assets are the foundation of many portfolios, due to their market dominance and liquidity. Then, in order to add growth potential (though with higher risk), investors might include mid-to-small cap coins like 

You can also diversify by sector, investing in different use cases, such as 

, AI or non-fungible tokens (NFTs). This can involve a mix of altcoins and newer tokens that are part of various blockchain ecosystems — such as 

 (DOT) — to reduce dependency on a single blockchain's performance.

For those looking to minimize volatility, diversifying into stablecoins like 

 can be a good option. These assets are pegged to traditional currencies such as the US dollar, making them more stable while still allowing you to gain exposure to the crypto market.

 (ETFs) or index funds can help simplify crypto diversification. These options give investors access to a basket of cryptocurrencies, reducing the need to manage each asset individually and providing a more hands-off approach to diversification.

Diversifying your cryptocurrency portfolio is a strategic approach to managing risk and enhancing potential returns in the volatile crypto market. By spreading investments across various digital assets, sectors and regions, investors can mitigate the impact of adverse movements in any single asset as follows.

Different types of portfolio diversification

Diversifying your crypto portfolio is essential for managing risk and capturing growth across varying market conditions. Below are some key methods to consider.

Infrastructure tokens like Ethereum (ETH) and Cardano (ADA) are vital for running blockchain networks, while 

) give holders a voice in project decisions. Meanwhile, 

), though speculative, can offer short-term gains, due to community hype and viral momentum.

Diversification is a powerful strategy to manage risk and optimize returns, but it requires careful planning and ongoing monitoring. Following are some key considerations before diversifying your crypto portfolio.

Assess your risk tolerance and investment goals

 and investment objectives. If stability is your priority, consider focusing on well-established assets like BTC, ETH and stablecoins like USDC and USDT. These assets tend to offer lower volatility and more predictable returns. However, if you're comfortable with higher risk for potentially higher rewards, you might allocate a portion of your portfolio to emerging sectors, such as DeFi tokens or gaming coins. Additionally, your time horizon matters — since short-term investors may prefer liquid, low-volatility assets (such as stablecoins), while long-term holders may opt for high-potential assets, such as NFTs or blockchain infrastructure (e.g., mining operations or tokenized real estate).

When diversifying, balance large-cap cryptocurrencies (e.g., BTC or ETH) with smaller, high-growth altcoins. Large-cap assets are generally more stable, and provide a solid foundation for your portfolio. Meanwhile, smaller-cap coins can offer higher growth potential, but they come with more risk. 

Spread your investments across different sectors, such as DeFi, 

 platforms, in order to reduce overexposure to any one area. Consider geopolitical factors and the regulatory environment, as these factors can affect markets differently in various regions, making geographical diversification important.

A balanced portfolio is key to effective diversification. For example, you could allocate 40% to Bitcoin and Ethereum, 30% to stablecoins for liquidity and risk mitigation and the remaining 30% to altcoins or alternative investments, such as blockchain startups. Another strategy is that of 

 (DCA), whereby you invest a fixed amount periodically, regardless of market fluctuations. This helps to reduce the impact of market timing and smooth out crypto market volatility.

While diversification has its advantages, over-diversifying can dilute your returns because your gains may be spread thin across many assets. Frequent trading and rebalancing can also lead to higher transaction fees that can into your profits. Additionally, managing a diverse portfolio requires time, expertise and constant attention, which might not be feasible for every investor.

To further reduce exposure to crypto volatility, think about including traditional assets, such as stocks, ETFs or blockchain infrastructure investments. These can act as a stabilizing force during crypto market downturns, offering balance to your portfolio.

Ultimately, a well-diversified portfolio can help investors navigate market volatility with more confidence. Diversifying your portfolio is a vital strategy for managing risk and optimizing returns, particularly in the volatile crypto market. By spreading investments across various asset types, market caps, sectors and investment vehicles, investors can cushion the impact of market fluctuations and potentially capture better returns. While diversification offers many benefits, it requires careful planning, constant monitoring and a balanced approach in order to avoid over-diversification and excessive trading costs.

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Portfolio diversification: The key to efficiently navigating market volatility

Ethereum R1 is a new donation-funded, tokenless Layer 2 rollup designed to offer a decentralized, censorship-resistant, and governance-minimized scaling solution for Ethereum

The S&P 500 rose 0.63% Thursday, boosted by strong Meta and Microsoft earnings, but futures slipped Friday as investors awaited the April jobs report and weighed Apple and Amazon tariff concerns. Gold fell to $3,235 as easing trade tensions cut safe-haven demand; markets await US jobs data for rate cut signals. The Coindesk Indices, which tracks the broader crypto market, rose 2.19%, with Bitcoin and Ether up 2.57% and 2.60%, respectively in the past 24 hours. Trade these markets and more with up to 500x leverage on Bybit MT5 using this 

Today's top performer is AR, which gained 16.8% following CloneX's successful migration to Arweave, sponsored by ArDrive.

Arweave (AR), founded in 2017, is a decentralized network for permanent data storage, using blockweave and Proof of Access to ensure long-term accessibility. It offers 200-year storage for a one-time fee, incentivized by AR tokens for miners. The system connects blocks efficiently to preserve and retrieve data, aiming to create a lasting digital knowledge repository. CloneX has successfully 

 to Arweave for permanent storage, with the support of ArDrive, which sponsored the migration of 100 GB of data. The process is nearly complete, with only Animus remaining to undergo decentralization.

 is a new donation-funded, tokenless Layer 2 rollup designed to offer a decentralized, censorship-resistant, and governance-minimized scaling solution for Ethereum. Built on open-source code and the Nethermind Surge stack, it emphasizes credible neutrality, public good funding (with all fees burned after 2030), and infrastructure that remains free from VC control or centralized dependencies.

Yesterday, BTC spot ETFs saw $71.1M in total inflows, with $16M from GBTC and $55.1M from other ETFs.

 $BOOP tokens to active Solana memecoin traders and creators who promote memecoins or Solana dapps on X. To claim, users must connect their Solana wallet or X account and launch a free token. The airdrop arrives in 30 days, but growing the token’s market cap can accelerate the reward.

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Ethereum R1 offers a decentralized rollup solution for Ethereum

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Bybit 360

Bybit Savings is an investment product on Bybit Earn that offers both flexible and fixed product terms with competitive and guaranteed APRs.

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Demand for Passive Income Surge In Crypto

The demand for safe and reliable passive income in the crypto space is rising due to the following:

As the market matures, the search for dependable passive income options will likely continue to grow. 

 emerges as a solution for users to obtain passive income easily while sailing through market volatility.

Countries like Japan continue to experience low interest rates as compared to others. Fixed deposits in yen yield only 0.25%, prompting investors to seek higher returns to combat inflation.

 is an investment product on Bybit Earn that offers both flexible and fixed product terms with competitive and guaranteed APRs. The product supports BTC, ETH, USDT and other popular coins. 

Users can choose fixed-rate products with Bybit Savings, further reducing their exposure to interest rate volatilities. 

Compared to the 0.25% interest rate offered in the Japanese yen (central bank rates), Bybit Savings offers a much higher APR with greater stability.

You can choose from approximately 170 tokens. Stake your tokens, select either a flexible or fixed term (depending upon availability) and start earning daily passive income. 

For all details, please refer to our detailed guide 

Why Choose Bybit Savings for Stable Revenue?

How Does Bybit Savings Compare to Bank Deposits or Money Market Funds?

Apart from the benefits we’ll highlight below, the key difference is that with Bybit Savings you can 

 your favorite token while earning stable revenue.

Other benefits offered by Bybit Savings are as follows:

Comparison With Other Crypto Investment Strategies

Compared to other crypto investment strategies, such as trading or investing in high-risk tokens, Bybit Savings provides a more stable and reliable way to earn passive income. 

While trading can yield high returns, it also carries risks and requires active management. Bybit Savings, on the other hand, allows users to earn passive income with minimal effort, making it suitable for both novice and experienced investors looking for a safe way to grow their assets in the crypto space. Overall, Bybit Savings stands out as a compelling alternative for those seeking higher interest rates and a stable, low-risk investment strategy in the evolving cryptocurrency market.

Step 1: Navigate to the Bybit Savings Page

Visit the Bybit Savings page by clicking on 

Explore the available plans based on Coin, Staking Period, APR and Term, and select the one you would like to purchase. Then, click on 

Enter your investment amount, and make sure you acknowledge all the parameters you’ve chosen. Then, click on 

: For Fixed Savings, please note that the plan you’ve purchased can't be unstaked or early redeemed until it expires.

Maximizing Your Revenue With Bybit Savings

Reinvesting Your Earnings for Compounding Interest

Reinvesting your earnings is a powerful strategy that leverages compounding interest. When you reinvest the interest you earn, your principal amount increases, leading to greater returns over time. This exponential growth can significantly enhance your portfolio’s overall value. 

In the context of Bybit Savings, where interest rates can be considerably higher than those offered by traditional banks, the impact of compounding becomes even more pronounced. With Bybit Savings, you can choose to 

 the interest for those plans with flexible terms, and compound the return you’ll receive when you unstake those positions.

 is a feature that allows you to automatically invest your idle assets into Flexible Savings products on Bybit. When activated, your specified idle assets will be invested into Bybit Flexible Savings daily at 10AM UTC. Once staked, these assets function similarly to Flexible Savings, enabling you to earn yields while retaining the flexibility to redeem your assets whenever you need to. Following is a 

Diversifying Your Portfolio Within Bybit Savings for Risk Management

Diversification is a key principle in risk management, and Bybit Savings provides various options to achieve it. By spreading your investments across different savings products within the platform, you can mitigate risk and optimize returns.

For example, you might allocate a portion of your assets to Fixed Savings for more predictable returns while placing another portion in Flexible Savings to capture higher rates when market conditions are favorable. This diversified approach allows you to balance the potential for higher gains with the security of more stable returns, ultimately enhancing your overall financial resilience.

Timing Fixed Savings Periods to Match Market Conditions

Timing your fixed savings periods can be crucial to maximizing returns. By strategically choosing when to lock in your funds based on market conditions, you can capitalize on periods of higher interest rates.

For instance, if you anticipate a rise in interest rates due to market trends, locking in your funds for a fixed period can yield more significant returns. Conversely, if the market’s interest rates appear to be declining, you might opt for shorter fixed terms or flexible savings options, allowing you to adapt quickly to changing conditions. This proactive approach can help you optimize your earnings and manage risk effectively.

How Flexible Savings Allows Easy Withdrawal Without Locking up Your Funds

One of the standout features of Bybit Savings is the flexibility it offers. Unlike traditional fixed savings accounts that require you to lock up your funds for extended periods, Bybit’s Flexible Savings allows you to withdraw your assets easily without penalties.

You can invest confidently with Bybit Savings, since Bybit offers 

In addition to Bybit's security measures, users can take several steps to enhance the protection of their assets:

Bybit Savings offers a compelling solution for investors seeking reliable and higher returns in the cryptocurrency space. With features like competitive and guaranteed APRs, options for flexible and fixed terms and the opportunity to reinvest earnings for compounding interest, users can enjoy a stable and low-risk passive income stream. Furthermore, the platform’s top-notch security measures and user-friendly interface make it accessible for both novice and experienced investors.

As the demand for passive income continues to surge in the crypto market, now is the perfect time to explore Bybit Savings. By taking advantage of this innovative investment product, you can harness the potential of your idle assets and achieve your financial goals with confidence. Start your 

 journey today — and set yourself on the path to financial growth!

1. What is Bybit Savings, and how does it work?

Bybit Savings is a crypto-based savings program that allows users to earn interest on their cryptocurrency holdings. Users can choose between flexible and fixed-term savings, where flexible options allow easy withdrawal, and fixed options offer higher returns for locking in funds.

2. What are the differences between flexible and fixed savings?

Flexible savings allow you to withdraw your funds anytime, offering lower interest rates. Fixed savings, on the other hand, lock your funds for a set period in exchange for higher interest rates, providing more lucrative returns.

3. How can I start earning with Bybit Savings?

To start earning, create a Bybit account, deposit supported cryptocurrencies, navigate to the Savings section, and choose between flexible or fixed-term savings. Deposit your funds, and you’ll start accruing interest.

Yes, Bybit offers top-tier security measures, including two-factor authentication (2FA), cold storage of assets, and risk management protocols. However, like any crypto investment, users should apply additional security measures on their end.

5. How much can I earn with Bybit Savings?

Earnings depend on the type of savings you choose (flexible vs. fixed), the cryptocurrency you're saving, and the current interest rates. Fixed savings typically offer higher rates, but the earnings can grow significantly through reinvestment and compounding over time.

Yes, if you choose flexible savings. For fixed-term savings, your funds will be locked for the duration of the savings period, and early withdrawal may not be possible or could result in penalties.

7. How is Bybit Savings different from traditional savings accounts?

Bybit Savings offers much higher interest rates than traditional savings accounts due to the volatility and nature of cryptocurrency markets. However, it also comes with a different risk profile as it's tied to digital assets.

Bybit Savings is considered a low-risk way to earn passive income, but since it involves cryptocurrencies, there are still market risks involved, such as fluctuations in the value of the underlying assets.

9. What cryptocurrencies are supported on Bybit Savings?

Bybit Savings typically supports popular cryptocurrencies like Bitcoin (BTC), Ethereum (ETH), and stablecoins such as USDT. The available coins may vary over time based on market demand.

10. How do I maximize my earnings with Bybit Savings?

Maximize earnings by reinvesting your interest for compounding returns, choosing higher-yield fixed savings options, and diversifying your savings across different cryptocurrencies to manage risk.

How to Utilize Bybit Savings for Safe and Stable Revenue Year by Year

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How to Utilize Bybit Savings for Safe and Stable Revenue Year by Year

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Compete for 2,500 USDT USDT Every Week

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